About Us

We're building the Modern Finance

We are building CredArtha to create a smarter, more inclusive financial ecosystem. Our AI-powered credit insights, bureau analysis, and in-house vertical LLM, Artha Vaani, are designed to understand financial behavior beyond just numbers, offering:
🔹 Precision in Decision-Making – Not just assessing risk, but understanding why it exists and how to mitigate it.
🔹 Inclusivity in Lending – Bringing financial opportunities to those who have been overlooked.
🔹 Transparency & Trust – Making financial assessments explainable, data-driven, and fair.

2023

Year we were founded

5 million

data points

100+

Members in our remote team

67

Countries using our products

Our Approach

Knowledge is Wealth, and Wealth is Knowledge – True financial intelligence comes not just from historical records but from understanding behavior, patterns, and possibilities. Data, when seen with depth and clarity, reveals potential that traditional models overlook.
Technology Should Empower, Not Exclude – AI and deep tech should not replace human intuition; it should enhance it. We do not build systems to replace decision-making, but rather to give lenders the tools to make better, fairer, and more informed choices.

The human element

our strength lies in our team—a collective of thinkers, builders, and visionaries who challenge norms and push boundaries. Innovation thrives where passion meets purpose, and together, we transform ideas into intelligence, data into decisions, and technology into trust—shaping the future of finance, one breakthrough at a time.